At Dhanvigya, our mission is to empower skilled workers by providing immediate financial relief through zero-interest advanced salary programs, enabling them to break free from predatory lending cycles. We believe in creating pathways to financial dignity and independence for our community members.
Through continuous innovation in our outreach and delivery methods, we strive to reach the most vulnerable workers at the grassroots level, ensuring timely support during their urgent financial needs. We recognize that every individual's journey is unique, which is why we've developed a comprehensive suite of micro-credit solutions that evolve with our beneficiaries throughout their life stages.
Our commitment goes beyond traditional financial assistance – we envision building resilient communities where skilled workers can not only meet their immediate needs but also create long-term financial security. By eliminating interest burdens and focusing on wealth creation, we aim to foster sustainable economic empowerment at the grassroots level.
Accessing Salary: Now at your fingertips
On-Demand Salary
Our initiative empowers workers to access their earned wages instantly during their pay cycle - directly to their bank accounts via the Dhanvigya App. Through our employer partnerships, we provide this service without affecting company operations. True to our mission of worker welfare, this service is completely interest-free, helping workers avoid predatory lending and maintain financial dignity.
True to our mission of worker welfare, this service is completely interest-free

Increased Employee Retention. Higher Productivity Levels. Reduced Financial Stress. Improved Company Loyalty. Lower Absenteeism Rates.
with Zero Cost and no Admin Hassle!
75%
Employees want access to their earned salaries
12+ hrs
Unlocked increased productivity
50%
Increase in retention rate
Why Join Our Worker Empowerment Initiative?

Accessible to all

Zero cost-to-company

No admin burden
It’s the employee benefit,
that HR enjoys!
Enhanced Employee Retention
- Reduces turnover costs
- Builds long-term workforce stability
- Creates stronger employer-employee bonds
- Saves recruitment and training expenses
Increased Workplace Productivity
- Less financial stress means better focus
- Fewer personal calls during work hours
- Reduced time off for financial errands
- Higher engagement in daily tasks
Competitive Hiring Advantage
- Attractive benefit for recruitment
- Sets company apart from competitors
- Appeals to younger workforce
- Demonstrates progressive company culture
Improved Financial Wellness
- Reduced employee stress levels
- Better mental health outcomes
- Lower healthcare-related absences
- More focused and present employees
Strengthened Company Culture
- Shows genuine employee care
- Builds trust and loyalty
- Creates positive work environment
- Improves internal communications
Operational Cost Benefits
- No implementation costs
- Zero impact on cash flow
- Reduced administrative burden
- Lower payroll processing time
Quick access to salary

Company signs up with Dhanvigya

Employees complete one-time KYC and request salary advance via Dhanvigya app

Dhanvigya credits employee's account

Employers repay Dhanvigya via monthly payroll
Empowering employees made easy
- Real-time countdown to the next payday leads to increased motivation at work
- Quick access to their earned wage, whenever needed
- Better control over unplanned expenses
- Prevention from high-interest debt cycle
REGISTERED OFFICE
B-167, Near Metro Pillar, D. K. Mohan Garden, West Delhi, New Delhi, Delhi, India, 110059
CORPORATE OFFICE
B-167, Near Metro Pillar, D. K. Mohan Garden, West Delhi, New Delhi, Delhi, India, 110059
CONTACT US
+91-8882088327
dhanvigya@gmail.com
dhanvigya@gmail.com